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Understanding your credit report (assignment)

In an online discussion and/or in a short paper, students can discuss what they think are the one or two most important categories displayed on a credit report, and to explain why they are important. Many students conclude that some of the same behaviors that produce a respectable score also make financial sense. In other…

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Social Security update

Page 392 of the student textbook states that the Social Security trust fund will be depleted by 2044.Last month the Social Security and Medicare Boards of Trustees projected that the theoretical combined OASDI trust funds will be depleted in 2034 (see table below).  OASI is Old Age and Survivors Insurance and DI is Social Security…

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News and articles that have recently caught my attention

This morning I posted the below for my online students and thought that some of you might enjoy it.   Credit scoring 6 Ways to Get Your Official FICO Score Free (Money Talks News) Should You Use A Personal Loan To Boost Credit? (Bankrate.com) Debt Behavior The 10 Deadliest Credit Card Mistakes (Money Talks News)…

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Change

                Yesterday on LinkedIn there was reference to a Scott Adams December 13, 2015 Dilbert comic about embracing change.  I noted that change for the better is a good thing, but change merely for the sake of change is not.  “Hasten slowly.”        The hasten slowly I remember first seeing on a sundial at a monastery…

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