Consumer Protection

Credit Card Agreements

If you have a credit card you probably don’t remember its terms and conditions; unfortunately, most people sign on without having read them in the first place. In truth, they aren’t meant to be understood.  If you scan through the study results from 2011 and 2016, you’ll get a better feel for what I…

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It’s Time to Gear up (again) for Bankruptcy

If something cannot go on forever, it will stop. Herbert Stein, 9th Chair of the Council of Economic Advisers (January 1, 1972 to August 31, 1974) “It’s not a matter of if; it’s a matter of when. And I could be early on the call as I was back in 2007, but I am suggesting…

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FTC Announces Top National Consumer Complaints for 2013

Commission’s Annual Report Shows Identity Theft Continues to Top List of Complaints; American Consumers Report Losing Over $1.6 Billion to Fraud Overall For Release February 27, 2014 Identity theft continues to top the Federal Trade Commission’s national ranking of consumer complaints, and American consumers reported losing over $1.6 billion to fraud overall in 2013, according…

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